What is Property Investing?

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Investment properties are not generally used as primary residences by their owner. Instead, they are purchased for the sole purpose of generating income. This income can come from a variety of sources, for example: dividends, interest, rents, or royalties.

These returns on an investment property are separate from the buyer's standard income from a business, for example, and therefore bring extra capital to the investor!

In order to determine which source of income is the best fit for an investment property, individuals or companies will need to use expert knowledge to assess its potential. This process is normally called "finding a property's highest and best use".

This is where hiring a Liverpool property investment company is crucial. They will know if a property is zoned for commercial or residential is, or example, if an investment property is zoned for both commercial and residential use, what permits will be required for any remodelling and how easy these will be to obtain - and the list goes on!

The property investment company in Liverpool will then be able to determine the specific use that will yield the highest return on your money.

While investment properties are not usually considered as second homes, this doesn't necessarily mean the owner cannot or does not ever use it! In fact, many people who purchase holiday homes rent these out throughout the year, and then make use of them for their own family getaways when the occasion arises!

When it comes to getting the most for your money, property investing is the way to go.

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What are the different types of Property Investment Strategies?

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Once you’ve made the choice to invest, you need to determine which strategy you want to pursue.

When considering an investment property, there are three principal property types:

1.Residential: Purchasing a property for habitation is one of the most popular methods of investing. Attracting tenants guarantees a regular, monthly income. Typically, these properties range from flats, houses, to condos and shared housing.

2.Commercial: Another property investment Liverpool strategy is purchasing commercial properties. These can be let out to businesses and corporations. While maintaining these properties can cost more than residential ones, these types of buildings will generate higher yields due to occupancy capacity. 3. Mixed-Use: These versatile properties can be used for multiple purposes. For example, you could own a two-storey building on a high street, rent out the ground floor to a shop and the top floor to a residential tenant. An investment property is a physical space that yields a return on investment for the buyer.

Whatever route you decide to go for, a key factor to consider for all of the above is the location. While this may seem daunting, it can be broken down into three main points:

1. Rental yields in the region
2. Level of renter/buyer demand in region
3. Potential for capital growth.

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Why invest in Liverpool?

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The population of Liverpool is just under half a million and it is the largest city in the Merseyside region. Liverpool is world famously known as the City of Pop, the birthplace of The Beatles, having a few cracking football teams and much more. Nowadays, Liverpool is more regularly associated with fantastic property investment opportunities. It is easy to understand why when you consider the following points about property in Liverpool: 1. YIELDS The rental yields in Liverpool are some of the best in the UK. Postcodes such as L1 & L7 offer an average of 8% yield. All properties in our portfolio currently have a minimum of 10%. The average rental yield in Liverpool is 5.05% which is far higher than cities like London which has an average rental yield of 3.05%. These are fantastic numbers and when investing, decisions are data-driven and this is what makes Liverpool such a smart choice when considering where to invest in property. 2. LOWER PROPERTY PRICES Property prices are comparatively lower in Liverpool than other parts of the U.K. This means that Liverpool becomes attractive to investors from all over the world who are looking to grow their property portfolios, as well as first time buyers. The average property in the U.K currently costs £233,000. In Liverpool, the average property costs £176,500. This is comparatively lower and makes sense when considering having a go at property investment for the very first time. Liverpool therefore offers far more value for money than most other parts of the country. Want to get started? Check out our guide to opening a new business. 3. DEMAND There is no point in buying a property if there is zero demand. Liverpool has 4 universities and 12 Hospitals / Medical Centres. Liverpool is home to the University of Liverpool which currently teaches just under 25,000 students every year. Liverpool is also home to Liverpool Hope University, John Moores University and Edge Hill University. This means that there is no shortage of people looking for rooms and houses to rent or buy within Liverpool and this is key when choosing where to invest in property. 4. CAPITAL GROWTH While many parts of the UK are suffering from a gloomy outlook for 2020, Liverpool defies this with an annual growth rate of 4.1%. Rents are also set to increase by 3.5 % over the next 12 months. Liverpool continues to outperform most other regions within the U.K year after year, again, ensuring greater value for money when considering where to invest in property. 5. INCREASED INVESTMENT The city of Liverpool has been totally transformed over the past ten years by significant public and private investment. According to Liverpool council plans, there are currently £14bn worth of investments currently underweight or due to get started over the coming months and years in the city of Liverpool. This amount of money being spent is astonishing and can only mean further success and great returns for those looking to invest in property in Liverpool. This shows that Liverpool is open for business and will continue to attract further investment.

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How easy it is to invest with Winova?

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Investing with us as is easy as counting to four:

1.Loan agreement

Tell us your investment budget, as well as how long you're prepared to invest for. We arrange the interest rate that we'll pay you in exchange for you lending us your money.

2. Investment

Using our expert knowledge, we'll use your money to buy and/or refurbish the desired property. Once you've confirmed you're happy for us to proceed, you can sit back and relax! We use your money to purchase and/ or refurbish the property.

3. Refinance or Sale of the Asset

Depending on your preference, we then either sell the property for a profit, or refinance to the post-works value to pull your money back out of the deal. We handle every aspect of this phase, with zero effort or stress on your end!

4. Get your money back, with interest

In the end, you walk away with all your money plus the agreed interest! What you do with your newfound capital is entirely up to you. You could book that dream holiday, or continue expanding your portfolio!

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How can I get started?

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You can invest with Winova and land an amazing Liverpool property with us for as little as £5,000!

Because we know how hard you have worked for our money, we want to look after it properly. That’s why we legally protect your investment with a loan agreement.

We also ensure that for every property we purchase, there’s a minimum of three exit strategies. This will offer even further security against loss of capital.

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These are just some of the ways Winova looks after our buyers. That’s not even mentioning our highly competitive interest rates! Depending on the loan amount, there are a myriad of tailor-made guarantees that we can offer our investors.

To find out exactly what we can do for you, get in touch today!

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What other services do Winova offer?

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In addition to high-yield investments, Winova also use our wealth of knowledge of the local property market, we also offer the following services:

Selling:

Sometimes, you need a quick, simple sale without the headache of estate agents.

Maybe you're having cash flow issues, or going through a divorce, or perhaps you simply want to sell a property that you no longer want to continue maintaining?

Whatever the reason, Winova is here to get you that sale. We work with any seller and will take any property off your hands- regardless of its condition!

Get in touch with our sales team. We'll arrange a time and date to view your property before agreeing on a sale that will get you your money fast!

Sourcing:

Property Sourcing is becoming more and more common, especially in the current UK market.

Here’s what our sourcing service will do for you:

1. Provide impartial, independent and unbiased advice on where to buy, what to buy and why to buy based on your own requirements.
2. Offer introductions to our preferred local letting agents, builders and access to members of our ‘Power Team’.
3. Managing the refurbishment, if required, until full completion

.Our sourcing service is not only all-inclusive - it’s also simple and easy to understand!

Contact us and start your sourcing journey now.

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